Question:
Is this a legit organization? My wife has received a dunning call and a notice from Student Loan Consolidation Center, 9477 Naples Street, San Diego 92121 regarding student loan accounts. In fact she attended college under her maiden name over 30 years ago. Her father paid cash for her education. I have advised my wife to get her free copies of credit reports.

If someone has posted educational loans to her credit profile, I want her to get copies of the loan notes and an affidavit of forgery which will be sent to Student Loan Consolidation Center, and to the Registrar of the college supposedly attended. If there are no educational loans posted to her credit profile, Student Loan Consolidation Center should get redacted copies of those reports. Any further ideas at this time?

Answer:
Is this a legit organization? The organization appears legit, now you need to know if the loan is. Goal Financial has a Student Loan Consolidation Center at the address you list. Their website is http://www.goalfinancial.net Phone is 866-681-4291. There is a mention of them in the webpages of finaid.org, a highly reliable source of aid info, which says that Goal is now the tenth largest holder of education loans.

I would start by calling the loan company to ask why they think she owes something, and to obtain full details of the underlying documents and colleges allegedly attended. It may not be the case here, but often parents simply hand the college student papers to be signed and the student never realizes she has a loan. A call from a business organization has thanked my wife for her patronage, although she has not done business with them nor visited their location. We now have an address, and the person with the same name apparently has an unpublished telephone number there. There is reason to suppose, from a telephone listing and a Web search, that there may be a daughter who attended a well-regarded liberal arts college.